Deposit into a non-custodial vault, borrow OCT — a dollar-pegged, overcollateralized protocol token — and keep your long-term upside. Set heirs and an inactivity window so the vault executes your plan even if you stop checking in.
No bank meetings. No fixed repayment calendar. No permission required.
The full lifecycle — liquidity today, continuity tomorrow — lives in a single position you control end to end.
Lock ETH or WBTC in a non-custodial vault. The keys stay yours — the protocol never takes custody of your assets.
Mint OCT against your collateral — overcollateralized, dollar-pegged borrowing power with a minimum 150% collateral ratio.
Repay any time, add collateral, or schedule auto-repay (v1). Yield-routed repayment from staked ETH is on the roadmap.
Name heir wallets, allocations, and an inactivity window. If you go silent, the vault executes your plan on-chain — no lawyers, no claim forms.
One asset becomes the base for multiple financial layers: store value, unlock liquidity, fund the next thing, and protect the people who come after you — without selling the core position.
Wealthy families have always borrowed against assets instead of selling them. LegacyStack brings that playbook on-chain: deposit ETH or WBTC, borrow OCT, and put the liquidity to work — a business, property, opportunity capital — while the core asset keeps its upside.
Borrow conservatively to fund equipment, inventory, or payroll. Scheduled repayments in v1 — with staking-yield auto-repay on the roadmap. Powerful where bank credit is expensive, slow, or unavailable.
Keep a low-risk vault as a standing emergency line. When life happens, borrow against your assets instead of panic-selling them at the worst possible moment.
Heirs, percentages, and an inactivity window — configured once, enforced by the contract. A decentralized estate plan that also protects against lost keys and long-term inactivity.
Route value where you want it: repay debt, strengthen collateral, take income, or protect heirs. You set the strategy; the protocol executes the rules.
Borrowing against volatile collateral carries liquidation risk: positions below a 110% collateral ratio are liquidated to keep the system solvent. Borrowed OCT remains yours either way — some users hold it as dry powder. Nothing on this page is financial advice.
LegacyStack is opinionated on purpose. The product is shaped by the kind of capital that asks better questions about counterparty risk, succession, and discipline.
A wallet protects keys. A protocol should protect outcomes. LegacyStack treats inactivity as a first-class event, not a bug to ignore.
OCT is minted only against locked ETH and WBTC — overcollateralized, redeemable on-chain, and governed by parameters in code, not off-chain reserve attestations.
Heirs are configured on-chain with allocation rules, inactivity windows, and per-user reserves. Execution is permissionless once the conditions are met.
Every operator surface is built for clarity at scale: vaults, collateral, debt, health, heirs, and automation, all readable in a single glance.
A consistent interaction model across vaults, borrowing, the stability pool, inheritance, automations, and redemptions. No fragmented mental models.
Open, manage, and monitor collateralized positions. Add collateral, repay, or close — all from one ledger view.
OpenMint OCT against ETH and WBTC with deterministic fees.
OpenBackstop the system and earn liquidation gains.
OpenProgram heirs, allocations, and inactivity windows on-chain.
OpenPre-deposit OCT for scheduled repay (v1). Yield-routed auto-repay on the roadmap.
OpenSwap OCT for collateral at ~$1. Holder-gated access and a fee-funded redemption buffer are planned.
OpenLegacyStack launches with honest, capped liquidity — no faked depth. Early partners help bootstrap the system and participate in fees, liquidation gains, and planned STACK incentives.
Provide depth to OCT/USDC and OCT/ETH pools and collect trading fees from real protocol usage — a lower-volatility pair profile, though never risk-free.
Deposit OCT to backstop liquidations. Depositors absorb liquidated debt and receive the collateral — historically the core yield engine of Liquity-style systems.
Early, negotiated participation in seed liquidity across the main pair, the redemption buffer, and treasury reserves — before public incentives open.
No inflated claims. The protocol is pre-audit and pre-mainnet — here is the path, in order, with the gates we will not skip.
App access is gated while a small group of early operators tests vaults, borrowing, and inheritance flows.
Public deploy plus a 1–2 week soak: human testers and scripted wallets attacking every path before promotion.
Independent security review after code freeze. No meaningful mainnet TVL before at least one external audit.
Soft launch with strict borrow and liquidity caps that scale with real demand — depth we have, not depth we fake.
OCT is an overcollateralized protocol token that targets $1 through on-chain mechanics — it is not a bank deposit and not fiat-backed. Collateral below the 110% ratio is liquidated. Smart contracts carry risk even after review. Nothing on this site is investment advice.
Testnet only · not investment advice · audit before mainnet promotion
